GRF_116_1: Probable Maximum Loss for LMIs - Standard Loans

Australian Business Number	Institution Name

Reporting Period	Scale Factor
Quarterly / Annual	Thousands of dollars no decimal place
Reporting Consolidation
Licensed insurer

Section 1: ADI

1.1. 100 per cent and top cover

LVR greater than (%)	LVR less than or equal to (%)	Coverage proportion (%)	Age				Total sum insured	PD factor	LGD factor	LGD factor	PML
LVR greater than (%)	LVR less than or equal to (%)	Coverage proportion (%)	< 3 years	3 < 5 years	5 < 10 years	>= 10 years	Total sum insured	PD factor	(100% cover)	(top cover)	PML
(1)	(2)	(3)	(4.1)	(4.2)	(4.3)	(4.4)	(5)	(6)	(7)	(8)	(9)
R00100	R00226	R00101	R00102	R00103	R00104	R00105	R00106	R00212	R00213	R00214	R00107
100		100
95		40
90		35
85		30
80		25
70		20
60
0
Total			R00108	R00109	R00110	R00111	R00112				R00113


1.2. Pool cover

Weighted-average LVR (%)	Weighted-average age	Seasoning factor	Total sum insured	PD factor	LGD factor	PML
(1)	(2)	(3)	(4)	(5)	(6)	(7)
R00126	R00128	R00129	R00130	R00127	R13395	R00131
Total			R00132			R00133

Section 2: Non-APRA regulated

2.1. 100 per cent and top cover

LVR greater than (%)	LVR less than or equal to (%)	Coverage proportion (%)	Age				Total sum insured	PD factor	LGD factor	LGD factor	PML
LVR greater than (%)	LVR less than or equal to (%)	Coverage proportion (%)	< 3 years	3 < 5 years	5 < 10 years	>= 10 years	Total sum insured	PD factor	(100% cover)	(top cover)	PML
(1)	(2)	(3)	(4.1)	(4.2)	(4.3)	(4.4)	(5)	(6)	(7)	(8)	(9)
R00221	R00227	R00222	R00114	R00115	R00116	R00117	R00118	R00215	R00216	R00217	R00119
100		100
95		40
90		35
85		30
80		25
70		20
60
0
Total			R00120	R00121	R00122	R00123	R00124				R00125

2.2. Pool cover

Weighted-average LVR (%)	Weighted-average age	Seasoning factor	Total sum insured	PD factor	LGD factor	PML
(1)	(2)	(3)	(4)	(5)	(6)	(7)
R00134	R00136	R00137	R00138	R00135	R13396	R00139
Total			R00140			R00141